We get it – Twin homes for sale with ADUs in Midtown Bend might seem unconventional at first glance – two modestly sized units on a single lot, priced higher per square foot than nearby homes. But take a closer look, and you’ll see why they belong in a category all their own.
Two modestly sized units on a single lot. Priced higher per square foot than many of the older homes around them. But take a closer look, and you’ll see why they stand in a category all their own. They’re not just well-designed, energy-efficient, net-zero ready homes in a walkable, Bend neighborhood. They’re a future-proof investment strategy disguised as a beautiful place to live. Whether you’re buying to rent, live, or both, there’s more here than meets the eye.
TL;DR: Why These Homes Are Worth a Closer Look
- Two dwellings on one lot = two income streams
- Perfect for 1–2 person households – Bend’s fastest-growing group
- Net-zero ready, high-performance, and thoughtfully designed
- Real Hiatus homes are already renting for $2,200–$3,500/month
- Projected rental income exceeds monthly mortgage costs
- Long-term appreciation + rent growth = steady financial upside
- Centrally located in one of Bend’s most desirable neighborhoods
- $5,000 lender credit available when you use our preferred lender *1
Midtown: The Underrated Sweet Spot
Midtown Bend quietly offers the best of both worlds – the walkability, charm, and culture people love about the West Side, without the traffic or the $1,000+/sf price tag. Think: Pilot Butte just a few blocks away, Hollinshead Park down the street, and some of the best local eats and brews (Bruno’s pizza might just be the best slice in town). You’ll spot neighbors walking their dogs in the morning, heading to the park with a coffee in hand, or biking home from work. It’s the kind of neighborhood that feels low-key and loved by locals, with easy access to everything that makes Bend great.
But here’s the kicker – you don’t often find thoughtful new construction in interior neighborhoods like this. Most new homes are built on the outskirts of town, where land is more available (ie – cheaper) but the tradeoffs are significant – longer commutes, car-dependent errands, fewer local shops, and and even food deserts. Midtown is different. Here, you’re not only walkable to parks and pizza, you’re also just a quick jaunt to Downtown Bend, First Street Rapids and the Old Mill District.
Hiatus Ninth is also located along the future Bend Bikeway Project route, part of the city’s investment in making biking a more accessible and safe option throughout Bend. As new greenways and low-stress bike routes connect through Midtown, this already well-connected neighborhood is becoming even more future-ready.
That impression was echoed clearly during our recent Dusty Shoe Tour at Hiatus Ninth. While we expected plenty of questions about the high-performance features and smart layouts, what we heard most often was something else entirely:
“I forgot how great Midtown is.”
It was a genuine reminder that smart investing isn’t just about the home itself – it’s about the neighborhood. And Midtown is one of those places people fall back in love with the second they’re here. Quiet, accessible, and exactly the kind of location tenants are drawn to year after year.
What Makes These Homes Different?
Each lot at Hiatus Ninth includes:
- A 675 sf primary home
- A 520 sf attached ADU
Two fully independent dwellings. Two front doors. Two places someone can call home.
This layout isn’t just about flexibility – it’s a direct response to Bend’s evolving housing needs. The fastest-growing segment in Bend today is 1–2 person households, yet most builders are still focusing on larger, detached single-family homes. At Hiatus, we’re designing for the future – homes that reflect how people are actually living.
Whether you’re an investor looking to rent both units or a homeowner wanting to live in one and offset your mortgage with the other, these twin homes are a uniquely modern solution in a market that’s evolving quickly.
Not a Duplex – Something Smarter
These aren’t duplexes. They’re twin homes – two separate dwellings on a shared lot, each with its own entry, living space, and privacy. From a design standpoint, they function like two single-family homes. From a financing standpoint, that’s a game-changer.
While duplexes often require commercial or investor-specific lending (with higher rates and stricter terms), our twin homes can be financed with traditional residential loans. That means:
- Easier qualification
- Potential for lower down payments
- Primary residence interest rates
- No commercial lending hurdles or balloon payments
- Plus, we’ve got a $5000 lender credit on these homes when you use our preferred lender, Boss Mortgage*
Even better – buyers planning to live in one unit and rent the other can often qualify as owner-occupants, unlocking some of the best financing options available.
Designed for Efficiency – and a Lighter Footprint
These homes are net-zero ready, with optional solar packages, high-quality windows, insulation, and energy-smart systems already built in. That means:
- Lower utility bills
- Less maintenance stress
- More long-term value
Whether you’re renting or living in one, you’ll feel the difference – so will your wallet.
The Numbers: Real Income Potential
Let’s talk real numbers. Based on current interest rates (6.75% conventional, 30-year fixed with 30% down), here’s what the financial picture looks like:
- Purchase Price: $895,000
- Loan Amount (after 30% down): $626,500
- Monthly Mortgage (PITI est.): ~$4,563
- Rental Income Projections:
- Main Home: $2,500/month
- ADU: $2,400/month (based on current leases in similar Hiatus homes)
- Total Monthly Income: $4,900
- Estimated Cash Flow: +$336/month
And that’s just month one.
Bend’s rental rates have increased an average of 4% annually over the last five years, and property appreciation has averaged 6–8% annually depending on the neighborhood. Here’s how this investment might look over time:
| Timeframe | Estimated Home Value | Estimated Monthly Rent | Estimated Annual Cash Flow |
|---|---|---|---|
| In 5 Years | ~$1.14M | ~$5,700/month | ~$13,800 |
| In 10 Years | ~$1.46M | ~$6,965/month | ~$28,800 |
| In 20 Years | ~$2.37M | ~$11,000/month | ~$77,000 |
These are projections, of course, but they show a powerful picture – especially when you factor in long-term appreciation on two dwellings, not one.
Live in One, Rent the Other
Not every buyer is looking to rent out both units. That’s part of the magic here – you don’t have to.
Many buyers at Hiatus Ninth plan to live in the primary home and rent the ADU. With ADU rents ranging from $2,200–$2,400 per month, that’s a major offset to your mortgage – potentially covering half your monthly cost. And with both homes appreciating, you’re still gaining value on both sides.
Our Lender Can Help You Run the Numbers
Everyone’s situation is a little different. That’s why we work closely with our preferred lender to help you run the numbers that match your goals. They’re offering a $5,000 lender credit right now when you use them – perfect for a rate buy-down or closing costs. *Incentives can change at any time without notice
Ready to See Why These Homes Really Are One-of-a-Kind?
Whether you’re looking for immediate cash flow, long-term equity, or a flexible home you can grow with, these twin homes offer a rare opportunity in a market where inventory is tight and creativity is limited.
And at the end of the day, it’s not just about the numbers. It’s about building something that fits the way people actually live today – and will still make sense twenty years from now.
Our model home is officially open as of July 11th, 2025 and we’d love to show you around what makes these homes special.
- *Available Incentives are Subject to Change and Are Not a Guarantee ↩︎
